Thursday, October 25, 2018

College Risk Management





Protect value today to seize opportunity in the futureIn today’s ever-changing business environment of market complexity, globalization and increasing investor expectations, managing risk while protecting value is more important than ever. 

Grant Thornton LLP’s Business Risk Services professionals are progressive thinkers who can help you predict, prepare, protect, manage and respond to risk. Integrating risk strategy into the overall business strategy can help protect companies and provide the solid foundation they need to grow and transform. 


Our Business Risk Services practice covers three core areas:

Risk advisory servicesRisk advisory services help clients define and execute their business strategy in alignment with their overall risk appetite. Our professionals deliver innovative and holistic risk management programs and solutions to address strategic, operational, financial reporting, regulatory, compliance and cyber risks.

Forensic advisory servicesWhether you are facing whistleblower allegations, regulatory scrutiny, complex litigation or corruption across the globe, our forensic advisory services team can help provide the clarity you need to manage adversity, protect value and return to normal operations.

Attest ServicesAssessing needs and developing solutions to satisfy the full range of compliance and reporting mandates, including needs and solutions related to System and Organization Controls (SOC) reports and other special attestation reports. 
Quickly locate and communicate with your employees wherever they are
Concur Locate provides a powerful employee risk management and safety communication solution that allows you to make sure your employees are safe, no matter where they are.
Identify risks and assess their impact
Pinpoint employees’ locations and know their travel plans using machine learning
Leverage multiple options for two-way communications
Deploy local response teams if necessary

COLLEGE INSURANCE & RISK MANAGEMENT
The Vice President for Finance and Administration is responsible for risk management on campus and manages the insurance coverage for the college's property, general liability, and automobile policies.

INSURANCE PROVIDERS
The primary provider for property and casualty insurance is EIIA, Inc. (Educational and Institutional Insurance Administrators, Inc.) in Chicago, Illinois. EIIA, a not-for-profit organization, provides risk management services to a consortium of more than 130 institutions of higher education. Eric Little with Corporate Risk Management, Inc.  is the college's insurance consultant.

RISK MANAGEMENT
Overall risk management is a joint endeavor with the departments of Human Resources, Physical Plant, and Public Safety. Workers' Compensation, health and accident insurance, life insurance, and long-term disability insurance for employees are the responsibility of Human ResourcesPhysical Plant is responsible for campus property, buildings, and Motor Pool vehicles as well as environmental safety and training.  Accident reports for crimes or incidents occurring on campus are provided by officers with Public Safety.

ACCIDENT REPORTS
Any type of accident on campus or an incident involving theft or property damage should be reported to Public Safety at 704-894-2178. A copy of the incident report will be forwarded to Finance and Administration to determine whether a claim needs to be initiated.

AUTOMOBILE CLAIMS
Each Motor Pool vehicle has an accident report form and an insurance ID card in the glove compartment with instructions on what the driver should do in case of an accident. The department that is paying for the use of the Motor Pool vehicle is responsible for the $500 deductible on a claim. Employees traveling on college business who lease a rental car should decline the additional insurance offered by car rental agencies. Employees should refer to the Official Travel Policy on Inside Davidson for more information. Insurance follows the automobile so, for an employee driving a personal car on college business, the personal insurance policy is primary. 

CERTIFICATES OF INSURANCE
All outside vendors, contractors, and caterers that are working on campus must provide Davidson College with a Certificate of Insurance showing evidence of general liability coverage and naming Davidson College as additional insured on the policy. If a college department is asked to provide a Certificate of Insurance to an off-campus vendor or venue, please contact the Office of Finance & Administration with 1) dates, description of event or activity, and coverage required and 2) complete mailing address and contact name, along with phone number and e-mail address, for the company or venue. A Certificate will be generated electronically and emailed to the department, usually within 24 hours. 

FOREIGN TRAVEL
Davidson College employees traveling out of the country on college business, or faculty and students traveling on a Study Abroad program, are provided at no cost with international emergency travel assistance insurance through EIIA.

SUMMER PROGRAMS
Three summer programs sponsored by the college are provided with accident coverage for the summer campers. The policy covers July Experience, Day Camp at the Lake, and Freedom Schools. The insurance helps cover medical costs related to accidents that may occur to participants during camp.

RISK MANAGEMENT IMPLEMENTATION GUIDELINE
This guide is primarily aimed at those involved in planning, launching and implementing a risk management (RM) process. It follows to disclose that there is no one correct process.
This guide draws private and public entities and higher education institutions best practices and is not prescriptive.
The purpose of this guide is to highlight the key issues that the college needs to consider in planning and developing its RM processes.
Whatever stages the college has reached in implementing RM processes, this guide helps taking stock of what has been achieved so far, and to plan ahead effectively

The Center for Risk Management (formerly the Risk Management Institute) at College of the Mainland invites you and your staff to attend health and safety classes held at our facilities with no enrollment fee. We have received generous support from the Texas Mutual Insurance Company to educate workers about occupational safety. These classes provide related materials to keep for future reference. The courses are excellent for organizations to update or include in their internal training.
  
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