Do you want your child’s admission in kinder garden? Or You have
a child waiting to go Primary or Secondary school? Or He/she is young enough to
join a bachelor degree course in a College.
You might be a
parent of any these aforementioned child or children. So what you have to
consider first when you have a child ready to get admitted in a school or a
college?
Well! I can surely
say that it would be the cost of admission. Both the monthly fees and other
miscellaneous expenditure related to it.
How Parents Think Regarding Their Child’s
Education?
Before I talk about
the cost of education in India, let us first debate what parents think
regarding their child’s education particularly in India.
I mean, how they
take education of their children. According to my personal experience, normally
parents are very serious when it comes to education and career of their
children.
It is a fact that
most of parents in India take education as their first priority. Parents would
spend less on everything else but they would never comprise on child’s
education.
Many parents even go to an
extent that they would go hungry but still pay the monthly fees for the child.
Hence, we can conclude that parents in India are really serious about their
child’s future.
Why Cost of Education is So High in India?
We all know
cost of education in India is very high and it is soaring. It is a fact that
still a large number of populations in our country cannot afford even primary
education. Forget about the higher education.
The reason for this is very simple. Government still lacks a policy where it can regulate the private schools and colleges in a way that would guarantee that every child in India gets free and quality education.
Moreover, there has been little done when it comes to physical and intellectual infrastructure.
Physical means
lack of spacious classrooms and inadequate furniture. Children have to sit on
ground. Intellectual means manpower to teach our children.
A teacher to student’s ratio is very high and teachers are also not well trained. Then in government schools we see a trend that teachers do not teach in their regular classes and take tuition after the school is over.
Hence it means if you want to get quality teaching then you have to pay an extra money for tuition along with school fees. These things make education high in India.
Education in Private Sector vs. Government Sector
If we compare both, education given in private sector versus
education in government sector then which one is good for you. Education in
private schools is normally good but they are very costly.
Even fees for
kinder garden are so high then you can imagine for higher education in private
colleges. On the other hand, in government schools and colleges fees are very
less but quality of education is surely comprised.
You will find
teachers do not come to their classes because there is no accountability.
Cost for Primary, Secondary and Higher Education in India
Here, let me give you some figures. First is cost of getting
admission in kinder garden and primary school. A private school can cost you
around Rs 1500/- to Rs 2000/- per month for a child.
You have to
pay extra for initial deposit and it could run into lakhs of rupees.
In government
school monthly fees could be 6 to 7 times less than a private school. Second is
for secondary and high school. Again in private school a child can cost Rs
3000/ to Rs 4000/- per month.
In a
government school it could be Rs 1000/- to Rs 1500/-. Third is higher education
for colleges.
Well! It could
cover many disciplines like Medical, Engineering, dental, MBA etc. An engineering
college course for one semester could cost Rs 50,000/- to Rs
70,000/-.
A MBBS degree
can cost Rs 10, 00000 to Rs 2000000/- Similarly, post graduation course like
MBA could also cost in lakhs. Higher education is normally given in private
institutes. There are few such government institutes where fees are relatively
less.
Cost of Education in India Compared to Abroad
When we compare cost of education in India and
abroad then it depends upon the courses you choose. Some courses which not
available in India could cost you huge amount of money in countries like USA
and UK.
Courses which
are readily available here do not cost much abroad because students would not
like to go there.
Hence it
depends upon availability of course by course. But one advantage in studying
here is that you do not have to work while going to college. A broad, you have to work because you do not have enough money to
pay fees and your monthly expenditures. Hence, overall cost of education in
India is less than compared to abroad.
What are Options to cut-down the Cost of Education?
As a parent your main concern should be how you can cut-down the
cost of education for your child. The best way to cut-down education cost could
be taking loans.
Today many
banks whether government or private offer plans and scheme for child’s
education. Private Banks like HDFC, ICICI etc have some great packages for
child loans. You can go to their website and start learning about various
loans.
As a parent
you should prepare from now on if you want to give your child best education.
How to Shape Your Future Without Much of Formal Education
Finally, there is a way out if you really cannot afford
education for your child. Schools and colleges are ways to impart formal
education in your children. You could prepare your child for a future where he
or she would require less of a formal education.
I simply mean
to say starting something on your own. It could be a small business where
formal education does not play any role. Here your child would need more of a
real life experience rather formal education.
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